Our 3-Step Application Process
CredFast makes this process easier, faster and safer for you!
Fill Basic Details
Simply visit our platform and fill in the basic details. Quick and straightforward application process for both instant and personal loans.
Submit Documents
Verify your PAN and Aadhar and provide the bank details for verification. Quick and secure document verification process.
Receive Funds
Once verified, funds are transferred to your account. Instant loans within hours, personal loans within 1-2 days.
Loan Eligibility & Required Documents
Check if you qualify for instant loans or personal loans and what documents you need.
Eligibility Criteria
- Indian Citizen
- Age: 21-55 years
- Salaried professional with regular income
- Minimum monthly income: ₹25,000 (instant loans) / ₹35,000 (personal loans up to ₹10L)
- Valid bank account
Documents Required
- Aadhaar Card (for KYC and address proof)
- PAN Card (mandatory for all loan applications)
- Last 3 months' Bank Statements (for income verification)
- Salary Slips (for salaried individuals)
Why Choose Us?
Experience the CredFast advantage with our customer-focused approach
Swift Approval
We approve your loans within minutes using our upgraded software. Quick money compliance and instant transfers to your account!
Flexible Payments
Multiple payment methods including UPI, net banking, and bank transfer. Enhance your lifestyle without financial worries.
Transparent Pricing
Competitive interest rates with all costs truthfully disclosed. Fair APRs designed to make life fulfilling for you and your family.
Benefits of Choosing CredFast
Discover why thousands of customers trust CredFast for their financial needs
Seamless Application
Complete the application in minutes and get the funds instantly. Our streamlined process ensures quick and hassle-free access to loans.
Multiple Loan Options
Choose from instant loans up to ₹2 lakhs for emergencies or personal loans up to ₹10 lakhs for bigger goals.
Emergency Loans for All Needs
Medical loans, travel loans, wedding loans - we cover all your emergency financial needs with instant money solutions.
No Collateral Required
Access unsecured personal loans without pledging any assets. All we need are your valid documents to verify eligibility.
Improve Your Credit Score
Repaying your loan on or before the due date can positively impact and improve your CIBIL score.
Flexible Loan Amounts
Choose loan amounts that fit your exact needs, from small cash advances to larger personal loans.
Serving Major Indian Cities
CredFast provides instant and personal loans across these cities and more.
Hyderabad
Bengaluru
Chennai
Delhi
Mumbai
Pune
Ahmedabad
Kolkata
Jaipur
Lucknow
Chandigarh
Indore
Bhopal
Patna
Coimbatore
Instant Cash. Anytime. Anywhere.
Real-life situations when customers used CredFast
Health
Medical emergencies and bills covered instantly without financial stress.
Wedding
Make your special day memorable with our wedding loan service.
Travel
Finance your dream vacation, unexpected travel, or family trips with ease.
Home Upgrades
Fund essential home repairs, renovations, or appliance upgrades for a comfortable living.
Frequently Asked Questions
Get answers to common questions about our loan services
What is CredFast and how does it work?
CredFast is a digital lending platform providing instant loans up to ₹2 lakhs and personal loans up to ₹10 lakhs. Apply online, submit documents digitally, and receive funds within hours of approval.
Who can apply for a loan with CredFast?
Indian citizens aged 21-55 years with regular income can apply for both instant and personal loans.
How much can I borrow from CredFast?
You can borrow ₹5,000 to ₹2,00,000 for instant loans or ₹50,000 to ₹10,00,000 for personal loans based on your income, credit profile, and repayment capacity.
What documents are required?
Aadhaar card, PAN card, 3-month bank statements, salary slips (salaried).
How fast will I get the loan?
Instant loans are disbursed within 1-2 hours after approval. Personal loans typically take 1-2 business days for disbursal after document verification.
Do I need to provide any collateral or security?
No, CredFast offers unsecured loans for both instant and personal loan products. We do not require any collateral or security to be provided. We trust our customers and only require valid documents for eligibility verification.
How do I repay the loan?
UPI, net banking, auto-debit, or through our secure repayment portal